Turn Your Outstanding Invoices into Cash with Ease
Invoice factoring is the perfect solution for companies seeking funding to improve their finances while waiting for customers to pay invoices. If you have customers who are slow to pay or work in a field where seasonal highs and lows are the norms, factoring unpaid invoices can help reduce cash flow issues by getting your invoices paid in advance.
No matter what you need the capital for, from paying employees on time to buying new equipment or expanding your business, invoice financing can help. It also offers your customers a more flexible range of repayment terms.
Get Paid Faster With Invoice Factoring
Invoice factoring is an excellent solution for businesses in various industries, particularly those looking to enter a period of rapid growth or expansion. Immediate access to your business capital can help you improve cash flow, sustain growth, and pay workers on time.
Benefits of Invoice Factoring
Business owners choose invoice financing to create new growth without waiting 30, 60, or 90 days for the invoice to clear. We recommend invoice factoring for your small business if you choose upfront payment over waiting. Receiving customer invoice payments sooner allows you to continue operating without the cost or qualifications of a traditional loan.

Quick Access to Cash
We offer advances on your receivables, which means we can move quickly when it comes to getting companies approved for funding and factoring services.

Competitive Rates
We offer up to 90% on each invoice with our factoring services, which makes our rates some of the most competitive in the business.

Flexible Financing
We find a way to work with your situation. Whether you’re dealing with previous or current bankruptcy, rapid growth, or are looking to expand, we have you covered.

Improve Cash Flow
Factoring provides a steady cash flow to help you run your business by providing more immediate access to unpaid invoice funds.
Is Invoice Factoring Right For Your Business?
Invoice factoring is the perfect solution for companies seeking funding to improve their finances while waiting for customers to pay invoices. If you have customers who are slow to pay or work in a field where seasonal highs and lows are the norm, factoring unpaid invoices can help reduce cash flow issues by getting your invoices paid in advance.
No matter what you need the capital for, from paying employees on time to buying new equipment or expanding your business, invoice financing can help. It also offers your customers a more flexible range of repayment terms.
We work to ensure a quick approval process and often get a turnaround in as little as 24 hours! With reduced paperwork, we aim to minimize frustration and streamline access to the funds you need to grow your business. Compared to traditional financing, invoice factoring can open up many new opportunities.

Recourse vs. Non-Recourse Factoring
There are two kinds of factoring for accounts receivable, and while both offer similar benefits in terms of access to cash flow and up-front financing, each works a bit differently on the backend.
At Porter Capital, we can help you determine which solution makes the most sense for your business based on a number of factors, including industry standards and trends, the size of your business, and expected returns on outstanding invoices. No matter what, we help you find the best solution for your specific business needs!
Types of Business That Use Invoice Factoring
Your business needs working capital solutions to achieve its goals, no matter your industry. An invoice factoring loan can make all the difference in your daily operations. Instead of waiting weeks or months, you can receive upfront payment for your invoices that helps your business continue to run smoothly even when seasonal cash flow issues arise. With a cash advance on your pending invoices, you can prioritize more effective ways to use your funding.