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Accelerate Your Business with Invoice Factoring

Invoice Factoring

Accelerate the success of your business by leveraging our Accounts Receivable Financing solution. Seamlessly convert your outstanding invoices into working capital to support your growth initiatives and achieve your business goals. Take the next step towards unlocking your business’s full potential today!

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Empower Your Business with Strategic Invoice Factoring Solutions

Invoice factoring serves as a pivotal tool for established enterprises and businesses navigating seasonal fluctuations. For companies with a solid industry presence but facing challenges like delayed payments or seasonal demand variations, invoice factoring becomes a crucial stabilizing factor that ensures consistent cash flow.

More than just addressing immediate operational requirements such as payroll and infrastructure investments, invoice factoring sets the stage for sustainable growth. Whether you’re capitalizing on industry growth opportunities or preparing for seasonal peaks, invoice factoring equips you to plan ahead strategically and provides your clients with flexible repayment options.

Are you a business looking to optimize your financial strategy? Explore the tailored benefits of our invoice factoring services designed to meet your specific industry needs. Contact us today to elevate your financial approach.

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The Power of Invoice Factoring in Modern Enterprise

Invoice factoring emerges as a quintessential financial tool, ideal for businesses spanning a myriad of sectors. From stalwart companies with decades of industry presence to dynamic startups on the cusp of expansive growth, the utility of factoring is universally acknowledged. It’s not merely about managing receivables but about harnessing an engine of financial fluidity. This approach ensures that capital is always at hand, providing businesses the leverage to navigate both routine operational costs and unexpected financial exigencies. Such immediacy in accessing funds not only bolsters working capital but also serves as a catalyst for sustained growth, ensuring that every facet of the business, from innovation to payroll, proceeds without a hitch. In an ever-evolving commercial landscape, the astuteness of adopting invoice factoring becomes paramount for enterprises aspiring for excellence and longevity.

Utilize our invoice factoring calculator to determine the estimated cash advance, the final amount receivable upon invoice payment, and the associated factoring fee.

Factored Invoice Amount ($)
Factoring Rate (%)
Advance Rate (%)

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How Does Invoice Factoring Work?

Invoice factoring is a competitive option for businesses that need financial dexterity while awaiting compensation. Your business can gain immediate access to working capital by offloading client invoices to an organization willing to pay for them. The process involves three parties — you, your client and Porter Capital — interacting over a few steps: 

  1. Provide your product or service: Your business will fulfill its obligations to the client at the price both parties agree to.
  2. Send an invoice: Your accounts payable department will send a bill to the client.
  3. Apply for invoice factoring service: A representative from your business can submit an invoice factoring request along with relevant invoices, bank account numbers and tax information.
  4. Exchange the invoice with Porter Capital: Upon approval, we will collect your invoice and advance you the amount your client owes minus a small fee and a portion that we will hold until your client pays.
  5. Leverage working capital: Rather than waiting for payment, your company can use invoice factoring funds for any immediate or long-term expense.
  6. Receive the final portion of the invoice: We will return the withheld portion of the amount due when your client completes their payment.