Invoice Factoring

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Turn Your Outstanding Invoices Into Cash with Ease

Invoice factoring is not just a strategy but a cornerstone for both seasoned enterprises and businesses navigating seasonal challenges. For firms that have built a legacy in their industry but still face the routine complexities of delayed payments, and for those oscillating with the ebbs and flows of seasonal demand, invoice factoring is the stabilizing force ensuring cash flow continuity.

Beyond just meeting immediate operational needs like payroll and infrastructure investments, this is about laying down the framework for sustainable growth. Whether you’re in the heart of an industry boom or in the preparatory phase for a seasonal uptick, invoice factoring empowers you to strategize with foresight, while also offering your valued clients a broader spectrum of repayment options.

Are you an established business or a seasonal operator? Enhance your financial strategy with us. Dive into the benefits of invoice factoring tailored to your unique industry needs. Reach out now.

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The Power of Invoice Factoring in Modern Enterprise

Invoice factoring emerges as a quintessential financial tool, ideal for businesses spanning a myriad of sectors. From stalwart companies with decades of industry presence to dynamic startups on the cusp of expansive growth, the utility of factoring is universally acknowledged. It’s not merely about managing receivables but about harnessing an engine of financial fluidity. This approach ensures that capital is always at hand, providing businesses the leverage to navigate both routine operational costs and unexpected financial exigencies. Such immediacy in accessing funds not only bolsters working capital but also serves as a catalyst for sustained growth, ensuring that every facet of the business, from innovation to payroll, proceeds without a hitch. In an ever-evolving commercial landscape, the astuteness of adopting invoice factoring becomes paramount for enterprises aspiring for excellence and longevity.

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How Does Invoice Factoring Work?

Invoice factoring is a competitive option for businesses that need financial dexterity while awaiting compensation. Your business can gain immediate access to working capital by offloading client invoices to an organization willing to pay for them. The process involves three parties — you, your client and Porter Capital — interacting over a few steps: 

  1. Provide your product or service: Your business will fulfill its obligations to the client at the price both parties agree to.
  2. Send an invoice: Your accounts payable department will send a bill to the client.
  3. Apply for invoice factoring service: A representative from your business can submit an invoice factoring request along with relevant invoices, bank account numbers and tax information.
  4. Exchange the invoice with Porter Capital: Upon approval, we will collect your invoice and advance you the amount your client owes minus a small fee and a portion that we will hold until your client pays.
  5. Leverage working capital: Rather than waiting for payment, your company can use invoice factoring funds for any immediate or long-term expense.
  6. Receive the final portion of the invoice: We will return the withheld portion of the amount due when your client completes their payment.