Invoice factoring for companies seeking funding to improve their finances while waiting for customers to pay invoices.

The factoring process begins when a company sells its outstanding invoices to a factoring company at a discount. This allows the business to access immediate working capital rather than waiting for customers to pay. The approval process involves the factoring company reviewing the application, evaluating the submitted documentation, and determining eligibility for financing. Once approved, the business can start factoring invoices by submitting them for funding, and the factoring company will advance a percentage of the invoice value, with the remainder paid after customer payment.

With our asset-based lending options, you can improve cash flow and feel confident creating new business growth.

Asset-based lending can provide a maximum credit line based on the value of your assets and receivables.

Small and large companies can maximize their operations with capital advances offered by our AR factoring services. Qualifying for A/R financing often requires submitting financial statements, an accounts receivable aging report, and demonstrating a positive credit history and strong client creditworthiness. Additionally, businesses with higher monthly sales are more likely to improve their eligibility and secure better funding terms.

With tailored flexible funding options, we support businesses that may not qualify for traditional financing such as a term loan. Porter Capital also serves established businesses with a proven track record. From startups that haven’t established credit yet to large enterprises, we assist businesses during periods of growth, expansion, or challenging times. Stable cash flow is crucial. Whatever financing needs you have as a small business or large company, our team of experts is ready to guide your company through our efficient funding process.