Rates as low as 0.4% and financing in as little as 24 hours. Apply Now To Get Approved!

Download our complete guide to Accounts Receivable Financing here!

Flexible, non-dilutive funding designed around your business needs — from $50K to $25MM.

Scale your business with working capital backed by your receivables — without taking on more debt.

B2B Funding Fast

Drive Business Growth

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0 million
Lines of credit up to
0%
Rates as low as*
0 hours
Funding in as little as
0 years
Serving B2B Businesses

Reviews Speak Volumes

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Find the Right Financing Solution for Your Needs

manage your staffing company's finances

Invoice Factoring

Invoice factoring for companies seeking funding to improve their finances while waiting for customers to pay invoices.

The factoring process begins when a company sells its outstanding invoices to a factoring company at a discount. This allows the business to access immediate working capital rather than waiting for customers to pay. The approval process involves the factoring company reviewing the application, evaluating the submitted documentation, and determining eligibility for financing. Once approved, the business can start factoring invoices by submitting them for funding, and the factoring company will advance a percentage of the invoice value, with the remainder paid after customer payment.

how to use invoice payment terms

Asset Based Lending

With our asset-based lending options, you can improve cash flow and feel confident creating new business growth.

Asset-based lending can provide a maximum credit line based on the value of your assets and receivables.

Common Startup and Ongoing Costs for Small Businesses

A/R Financing

Small and large companies can maximize their operations with capital advances offered by our AR factoring services. Qualifying for A/R financing often requires submitting financial statements, an accounts receivable aging report, and demonstrating a positive credit history and strong client creditworthiness. Additionally, businesses with higher monthly sales are more likely to improve their eligibility and secure better funding terms.

Grow your business with Porter Capital

Family Owned

Fast Funding

An Experienced Alternative Financing Company You Can Trust

Flexible Funding Options

Lines of credit from $25k to $25MM

To qualify for flexible funding options such as lines of credit, you will need to have a business bank account.

No Hidden Fees or Terms

Get transparent funding without suprises

Porter Capital believes in complete transparency when it comes to your financing. Porter Capital discloses all factoring company charges and additional fees upfront, so you know exactly what to expect and can make informed decisions without worrying about hidden costs.

Competitive Factoring Rates

Factoring rates as low as* 0.4%. Clients with higher invoice volumes or better credit quality may qualify for lower factoring fees.

Same-Day Funding

Get funding in as little as 24 hours

Easy Application Process

Easy application & quick approval

Tailored Alternative Financing Solutions for Your Industry

Flexible Funding for Staffing Companies

Staffing and Payroll

Financing for staffing agencies and employee contractors to ensure your staff gets paid on time.

Factoring for Manufacturing Companies

Manufacturing

We help manufacturers by providing the cash flow they need to sustain growth and keep inventory flowing.

Distribution

Distribution

Get reliable and flexible financing when cash is low or production high for your distribution company.

Service Companies

Service Companies

Retain talent and maintain key vendor relationships with flexible service company financing options.

Oil and Gas

Oil and Gas

Factoring for Oilfield and Gas Companies

Technology

Technology

Factoring for Technology Companies

Meet Our Team of Experts

With tailored flexible funding options, we support businesses that may not qualify for traditional financing such as a term loan. Porter Capital also serves established businesses with a proven track record. From startups that haven’t established credit yet to large enterprises, we assist businesses during periods of growth, expansion, or challenging times. Stable cash flow is crucial. Whatever financing needs you have as a small business or large company, our team of experts is ready to guide your company through our efficient funding process.

Team Negotiating

Support from Real Experts
Stability During Growth

Unlock A Wealth of Information With Our Insights Library

INSIGHTS: Valuable information on flexible financing options.

Through this library, readers gain insights into managing cash flow, improving risk management, and facilitating business growth. Learn more about all business financing options, including invoice factoring, accounts receivable financing, term loans, and more. Subscribe today to access these valuable resources and stay informed in the finance industry.

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Start Earning With Our Referral Program

At Porter Capital, we help small and medium-sized businesses across North America thrive by providing reliable funding options, like invoice factoring and accounts receivable financing, to reduce the impact of long invoice repayment periods. We want to help more companies handle daily operations and grow while rewarding our current referral partners with a 15% commission. Refer a business today to help your fellow business owners thrive.

porter capital ivoice factoring

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Get Cash for Your Outstanding Invoices Today

Stop waiting 30 to 90 days to get paid. With Porter Capital, you can get the working capital you need, exactly when you need it, to keep your business moving forward.

  • Rates from 0.4%
  • Fast Approval
  • No Minimum Credit Score to Qualify
  • Immediate Funding
  • Credit Lines up to $25 Million