How To Use the Debt-to-Assets Ratio Calculator

  1. Fill in the total debt.
  2. Fill in the total assets.
  3. Press Calculate.

Enter values above and click Calculate.

Debt-to-Assets Ratio Defined

Shows how much of a business is owned by creditors (people it has borrowed money from) compared with how much of the company’s assets are owned by shareholders.

Debt-to-Asset Ratio Formula

Calculate the debt-to-asset ratio using the following formula:

Debt-to-Asset Ratio = (Short-term Debt + Long-term Debt) / Total Assets